Your money.Your rules.
Set the rules once. We make sure they hold automatically, legally, and without your future-self in the loop.
Bank-level security
256-bit encryption & continuous risk monitoring
FDIC insured
Up to $250K per depositor, protected by law
Rules enforced
Legally binding. Held by an independent trustee.
FDIC insured up to
Starting at
How it works
Create rules. Lock them in.Let us enforce them.
Four steps. Then your money runs on logic, not impulse.
Tell us what matters
Answer a few simple questions about your goals, weak spots.
Set your rules & conditions
You're in control. We translate your intentions into legally binding logic.
We lock it in
Your money follows your rules — not your emotions, not your bad days.
It executes automatically
Right time. Right conditions. Zero willpower required from you.
Counsel
What do you want to do with your money?
Pick your starting point. We'll handle the legal scaffolding underneath.
For myself
Lock my own money
Save for a house, build an emergency fund, or just stop blowing it on 3 AM impulses.
With someone else
Share with my partner
Joint pools, escrow, and deals where both of you are bound by the same rule.
For someone I love
Send a conditional gift
Releases when they graduate, buy a home, hit a milestone — or whatever you decide.
Most people don't need more money.They need rules.
Trusted by 3,200+ families and advisors
What you get
A vault that argues backwith your future self.
Every rule is held by an independent trustee. Every override is logged. Every dollar follows the contract you set when you were thinking clearly.
Locks that actually lock
Funds are held under a real legal trust — not just a UI toggle.
Cool-down windows
Big spends pause for the time you set. Future-you signs off, or it doesn't happen.
Trustee-grade overrides
Invite a partner, advisor, or attorney to co-sign exceptions when life happens.
Pricing
Start with one rule.
One clear monthly plan for setting up enforceable money rules, protected bills, and locked savings logic.
Included
Trust setup included
Guided setup, rule drafting, and digital signing in one flow.
Bills protected
Recurring obligations can be routed before impulse spending.
Rules stay active
Cool-downs, approvals, and limits keep working after setup.
Funds are held through regulated financial infrastructure while your trust rules define how money can move.
FAQ
Questions, answered.
Yes. Every rule you set is structured as a binding agreement, held by an independent, regulated trustee. We work with established legal infrastructure — not a clever app trick.
You can request access based on the rules you created. Depending on your setup, that may include a waiting period, trustee review, or an approved exception path.
Funds are governed by your trust rules and held through regulated financial infrastructure. Eligible deposits may receive FDIC coverage through partner banks up to applicable limits.
Yes. You can cancel your Overrule subscription, and you can close or amend your trust according to the legal process and waiting periods described in your agreement.
Ready when you are
Set the rules once. Let them hold forever.
Three minutes to set up. A lifetime of letting the system run.
© 2026 overrule. All rights reserved.
Overrule does not provide legal, tax, or financial advice. Trust services involve complex legal and financial considerations. Availability varies by jurisdiction.